* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Segoe UI", Arial, sans-serif;
  color: #1d1f23;
  background: #f7f5f2;
  line-height: 1.6;
}

a {
  color: #1a4b8c;
  text-decoration: none;
}

a:focus,
button:focus,
select:focus,
input:focus,
textarea:focus {
  outline: 2px solid #1a4b8c;
  outline-offset: 2px;
}

.page {
  display: flex;
  flex-direction: column;
  min-height: 100vh;
}

.site-header {
  padding: 24px 6vw 12px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.nav {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}

.ad-label {
  background: #f0e3d3;
  color: #4b3320;
  padding: 6px 10px;
  border-radius: 999px;
  font-size: 0.85rem;
}

.hero {
  padding: 80px 6vw 60px;
  color: #ffffff;
  position: relative;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(20, 24, 32, 0.55);
}

.hero-content {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 20px;
  max-width: 680px;
  z-index: 1;
}

.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 20px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  font-weight: 600;
}

.btn-primary {
  background: #f4b942;
  color: #1d1f23;
}

.btn-secondary {
  background: transparent;
  border: 1px solid #f4b942;
  color: #f4b942;
}

.section {
  padding: 70px 6vw;
  position: relative;
}

.section-light {
  background: #ffffff;
}

.section-contrast {
  background: #eef1f5;
}

.section-title {
  font-size: 2rem;
  margin: 0 0 16px;
}

.asym-row {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  align-items: center;
}

.asym-row.reverse {
  flex-direction: row-reverse;
}

.asym-panel {
  flex: 1 1 280px;
  min-width: 260px;
}

.asym-panel.wide {
  flex: 1 1 420px;
}

.offset-box {
  background: #1d1f23;
  color: #ffffff;
  padding: 32px;
  border-radius: 24px;
  position: relative;
  top: -24px;
}

.card-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.card {
  flex: 1 1 260px;
  background: #ffffff;
  border-radius: 20px;
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  box-shadow: 0 18px 40px rgba(24, 30, 40, 0.08);
}

.card img {
  width: 100%;
  border-radius: 16px;
  object-fit: cover;
}

.card-media {
  height: 180px;
}

.price {
  font-weight: 700;
  color: #1a4b8c;
}

.stats {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

.stat {
  flex: 1 1 160px;
  background: #f4f1ec;
  padding: 18px;
  border-radius: 16px;
}

.inline-cta {
  font-weight: 600;
  border-bottom: 1px solid #1a4b8c;
}

.image-wrap {
  background: #d9d4cd;
  border-radius: 24px;
  overflow: hidden;
  padding: 8px;
}

.image-wrap img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: 18px;
}

.form-shell {
  background: #ffffff;
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 16px 32px rgba(20, 30, 40, 0.1);
}

.form-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.form-field {
  flex: 1 1 220px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-field input,
.form-field select,
.form-field textarea {
  padding: 10px 12px;
  border-radius: 12px;
  border: 1px solid #ccd2db;
  font-size: 1rem;
}

.footer {
  padding: 40px 6vw 60px;
  background: #1d1f23;
  color: #ffffff;
  margin-top: auto;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.footer-links a {
  color: #f4b942;
}

.disclaimer {
  margin-top: 18px;
  font-size: 0.9rem;
  color: #d8dde5;
}

.sticky-cta {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 10;
}

.sticky-cta a {
  background: #1a4b8c;
  color: #ffffff;
  padding: 12px 18px;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.cookie-banner {
  position: fixed;
  left: 20px;
  bottom: 20px;
  background: #ffffff;
  border-radius: 16px;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.12);
  padding: 16px;
  max-width: 320px;
  display: none;
  flex-direction: column;
  gap: 12px;
  z-index: 20;
}

.cookie-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.bg-hero {
  background: url("https://images.unsplash.com/photo-1522202176988-66273c2fd55f?w=1400&q=80") center/cover no-repeat;
}

.bg-insight {
  background: url("https://images.unsplash.com/photo-1498050108023-c5249f4df085?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-insight::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(18, 22, 30, 0.55);
}

.bg-insight .section-title,
.bg-insight p {
  position: relative;
  z-index: 1;
}

.muted {
  color: #5f6772;
}

.contact-card {
  background: #ffffff;
  padding: 24px;
  border-radius: 18px;
  box-shadow: 0 12px 30px rgba(16, 24, 40, 0.08);
}

.page-hero {
  padding: 60px 6vw 30px;
  background: #f0e3d3;
}

.list {
  padding-left: 18px;
}

.reference-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}